10 Best Crypto Debit and Credit Cards For 2022

Whether you are investing in the world’s foremost cryptocurrency or you just want to go cashless, unless you can spend your crypto with ease, the usefulness of digital money would remain questionable. Here you will find the 10 best crypto debit and credit cards.

However, cryptocurrency does not exist in isolation, there are always solutions that bridge the gap between digital currency and it’s traditional paper peers. Even as Oobit gets ready to introduce a plastic card that would give the ability to withdraw your crypto funds into paper money around the world and use it for shopping, there are already solutions at hand if you would like to get a cryptocurrency-linked debit or credit card.

Why get a Bitcoin card?

Here are some reasons why you should consider getting a Bitcoin plastic card:

Most such cards are issued by Mastercard or Visa, which expands their use cases.
Some of the card issuers also allow conversion between fiat and crypto funds through the same card account, making it easier for you to use either type of money.
Financial institutions may offer part or total anonymity.
A card frees you to use your crypto funds anywhere and almost any place even where bitcoin or other currencies are not accepted.

Bitcoin Debit and Credit Cards

Here are some Bitcoin debit and credit cards that you can get to access to increase the liquidity of your cryptocurrency holdings.

1) Wirex

Wirex offers a MasterCard or Visa debit card, which can be used worldwide, but ATM transactions are not available in Singapore. Both virtual and physical cards are issued. Fee for cash withdrawal in the EEA region is $2.5 and elsewhere it is $3.5.

The card supports a number of cryptocurrencies such as BTC, ETH, LTC, Daash and others, including fiat currencies.

Unverified users can withdraw up to $1000 and there are no limits on verified users.

2) CryptoPay

CryptoPay issues a virtual or a physical Visa card with a $2.5 or 1% loading fee. It supports BTC as well as GBP, EUR, and USD. The card is usable wherever Visa is accepted, including at ATMs. The card is priced at $0 with a monthly maintenance fee of 1 dollar, euro or pound depending on the denomination of the card.

3) Binance

Binance is a community favorite when it comes to online exchanges, aside from the cryptocurrency Binance Coin, they have continued to impress us with their crypto card.

You may experience third-party fees but Binance does not charge any administrative or processing fees. You will also be able to claim up to 8% cashback on eligible purchases when made with your Binance Visa Card. Your crypto funds will be held in your Binance Funding Wallet and only exchanged when you're making payments with your card.

4) Coinbase

Coinbase, an Oobit partner for the provision of wallet and custodial services, also provides a bitcoin debit card that can be used to access digital currency from both a Coinbase account and a wallet.

The card is issued on the Visa label and is usable at ATMs all over the world. There is a Euro 4.95 issuance fee and the plastic works with Google Pay. There is no transaction fee for domestic use but expect to pay 3% for international usage. Multiple cryptocurrencies can be used with the card.

5) BlockCard

BlockCard is highly regarded as a low-fee Bitcoin debit card. BlockCard does not charge any fees for deposits or exchanges. They charge a flat monthly administration fee of $5, which is waived if you spend more than $750 in non-cash transactions per month.

BlockCard supports over 13 cryptocurrencies and also offers 1% to 6% back in crypto. There is a charge activation fee of $10, once-off, but this is easily written off considering their low fees.

6) Bitwala

Bitwala issues both credit and debit cards based on the MasterCard system. It is possible for users to link their issued cards with Bitwala’s trading platform and wallet. There is no fee for ATM withdrawals and you can also get a Euro bank account.

7) Bitpay

Supporting both the Visa and MasterCard platforms, Bitpay cards come in both physical and virtual variants. The fee for transactions is 2.49%, while for ATM withdrawal is $2.5. The cards have a $10 issuance fee.

There are no monthly or conversion fees and the card is considered to have high spending and loading limits. However, you may be required to pay network and mining fees for some conversions between supported currencies such as BTC, BCH, ETH, and USD.

8) Crypto.com

This card supports BTC and USD but also Crypto.com’s own token MCO. Users can earn rewards and upgrade to better card tiers by staking MCO. Crypto.com issues cards made out of composite metal.

There is no fee for ATM withdrawal ahead of the exhaustion of limit, but only small limits on the cards are provided. There is also a 2% fee on all withdrawals once a user crosses the set limit.

9) BlockFi

BlockFi is well known for its generous cashback rewards, and being a solely Bitcoin card. You will receive a standard 1.5% cashback, and an additional 3.5% cashback for the first 3 months. You can also take part in their referral program which rewards you $30 in Bitcoin for every person referred.

They offer the advantage of no annual fee and no foreign transaction fees. The only issue some have with this card is they only support Bitcoin, which is not necessarily a bad thing with all the added rewards.

10) Nexo

The card from the crypto loan platform is tied to the user’s Nexo wallet. Both credit and debit cards are available. Users can attach the cards to their account for access to their line of credit by pledging their cryptocurrency as collateral. Free additional cards are issued and there is an instant cashback system available. No fees are applied for card issuance. The card is still in early access.

There are plenty of choices when it comes to choosing how to spend your Bitcoin and altcoins, so you should not shy away from crypto investing and use. With plastic cards, you have the ability to harness the power of crypto almost anywhere in the world at any given time of the day or night.

Keep your eye out for the launching of Oobit Card and Oobit Pay, coming soon.

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Oobit Technologies Pte, 50 Raffles Place #37-00 Singapore Land Tower, Singapore (048623). is a company registered in Singapore (no:201716443G), that has been approved as Appointed Representative of Oobit Technologies OÜ, Harju maakond, Tallinn, Lasnamäe linnaosa, Väike-Paala tn 2, 11415, (no: 14852617 ). Which is authorized and regulated by the FIU (no: FVR001421 and FRK001304).