Oobit launches the first card built natively for AI agents, not humans, as companies quietly hand over their credit cards to software they barely understand.
Somewhere in your company right now, an AI agent is about to buy something.
Maybe it's renewing a SaaS subscription. Maybe it's topping up an ad budget. Maybe it's spinning up cloud infrastructure at 3am because a workflow told it to. According to McKinsey's 2025 State of AI report, 23% of organizations are already scaling agentic systems in production, and another 39% are running experiments. The agents are already here. The question nobody in finance wants to answer out loud is: what card are they using?
The answer, almost universally, is a shared corporate card. A virtual card spun up in a hurry. A founder's personal Amex with the number pasted into a config file. The corporate card was designed seventy years ago for a human in a suit signing a paper receipt. It is now being handed to autonomous software that makes hundreds of decisions a minute, and the results are exactly what you'd expect: no clear audit trail, no per-agent controls, no visibility into what was bought or why.
Today, Oobit is launching Agent Cards, the first corporate card product built natively for software rather than retrofitted from products designed for people.
Each AI agent gets its own programmable card. Finance sets the rules (spend limits, merchant categories, hard caps) and the rules are enforced server-side, at the transaction layer, with no override path. Every charge appears in the same Oobit dashboard finance teams already use to manage human spend, with a structured, human-readable reason logged on every approval and decline. It works with any agent framework. Setup takes under three minutes.
What it replaces is the silent panic happening in finance teams right now: agents charging a single shared card, no one able to tell who bought what, month-end reconciliation turning into archaeology. Agent Cards treats the agent as a first-class spender, not a workaround.
Why now
The AI agent market is moving from demo to production faster than fintech has caught up. Most virtual card APIs assume a human cardholder. Most expense platforms assume a person to assign a charge to. Most approval workflows assume someone is waiting to click "approve." None of that survives contact with software that operates 24/7 and makes thousands of decisions an hour.
"Every other company trying to give AI agents spending power is duct-taping fintech built for humans onto software that doesn't behave like one," said Amram Adar, CEO of Oobit. "Agent Cards is the first time someone has asked the actual question. If you were designing a corporate card from scratch in 2026, knowing the cardholder was going to be software, what would it look like? This is what it looks like."
Built on live rails
Agent Cards runs on Oobit's existing infrastructure: 150 million merchants across 100+ countries, with compliant issuing backed by Tether, the largest stablecoin issuer with $140B+ in circulation. Cards are funded directly from the company's Oobit stablecoin treasury, eliminating the banking delays and FX overhead that slow down traditional virtual card programs. The product is available only to KYB-verified businesses. Compliance is enforced at onboarding, not bolted on later.
Agent Cards is live today with a founding group of businesses putting AI agents into production. Onboarding is open to a limited number of additional companies through Q2 2026.
About Oobit
Oobit is building the financial system for the new economy. Backed by Tether, the platform enables people to pay with crypto and operate globally, directly from the wallets they already use. From everyday payments to real-world spending anywhere Visa is accepted, supported by compliant issuing infrastructure across 100+ countries, turning stablecoins and digital assets into a practical global means of exchange.