Stablecoins have become part of everyday money movement in the United States. More than 48M Americans hold crypto and millions rely on stablecoins for fast and reliable transfers. Digital dollars move instantly between wallets, across states and across borders. They work smoothly everywhere except the places people spend most. The real world.

Users can hold stablecoins. They can send stablecoins. What they cannot do is use the same wallet they already trust to complete a purchase in the real world. In store. Online. On the go. Checkout is the point where the entire experience breaks.

That will change in December 2025.

A real world spending layer for every wallet

Oobit lets users pay anywhere Visa is accepted using the stablecoins they already hold. There is no need to move funds into a custodial account, no need to top up a prepaid balance and no need to leave the wallet they prefer. It becomes a simple plug and pay experience.

Three capabilities make this possible.

Wallet agnostic
Wallet agnosticAny self custody wallet can be used while keeping full control.

On chain settlement
Payments stay in stablecoins and settle instantly while merchants receive a standard Visa transaction.

Powered with Tether
Oobit and the USAT team at Tether are aligned on enabling stable digital dollars to function in everyday life without requiring merchants to change anything.

These capabilities unlock a simple outcome.A wallet becomes completely spendable. No FIAT needed.

What users will experience

Starting in December users can connect a wallet, hold stablecoins and pay anywhere Visa is accepted across 34 supported states.In store. Online. On the go.

The first rollout includes:
Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, Wyoming.

Additional states will join in Q1 2026.

Stablecoins are ready. Wallets are ready. Now the real world part begins.